Underwriting Parameters
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Carriers – A.M. Best Rated A (Excellent) or above
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Specific deductibles starting at $15,000
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Minimum group size as low as 25 lives
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Unlimited specific maximums available
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Aggregate corridor of 120% and above
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Flexible commission arrangements 0%-15%
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Short restricted industry list
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Discounting is available for quality PPO’s, and UR/LCM Programs
Optional Features
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No Laser at renewal option
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Elimination of Laser with rate cap
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Group Aggregating/Specific arrangement in Lieu of Laser
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Aggregating/Specific arrangement
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Simultaneous funding on specific reimbursements
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Monthly aggregate advance reimbursement
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Terminal aggregate liability coverage
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Terminal specific liability benefit
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Early Lock Down
Value-Added Services
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Cost Containment Programs
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Center of Excellence Transplant Programs
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Direct access to decision making personnel in administration, claims and underwriting
Our carrier’s offers a wide array of value-added services: