Helping your clients manage risk

without risking their management.



Underwriting Parameters

  • Carriers – A.M. Best Rated A (Excellent) or above
  • Specific deductibles starting at $15,000
  • Minimum group size as low as 25 lives
  • Unlimited specific maximums available
  • Aggregate corridor of 120% and above
  • Flexible commission arrangements 0%-15%
  • Short restricted industry list
  • Discounting is available for quality PPO’s, and UR/LCM Programs

Optional Features

  • No Laser at renewal option
  • Elimination of Laser with rate cap
  • Group Aggregating/Specific arrangement in Lieu of Laser
  • Aggregating/Specific arrangement
  • Simultaneous funding on specific reimbursements
  • Monthly aggregate advance reimbursement
  • Terminal aggregate liability coverage
  • Terminal specific liability benefit
  • Early Lock Down

Value-Added Services

    Our carrier’s offers a wide array of value-added services:

  • Cost Containment Programs
  • Center of Excellence Transplant Programs
  • Direct access to decision making personnel in administration, claims and underwriting